property appraiser

Work Location:Toronto, Ontario, CanadaHours:35Line of Business:TD InsurancePay Details:$62,900 - $94,300 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:JOB PROFILE SUMMARYResponsible for conducting appraisals of insured dwellings of varying complexity across. The appraisal establishes an accurate replacement cost estimate, creates a concise record for features, finishes, utilities and overall construction, and helps clients manage risks to their home and possessions. The role includes initiatives aimed at providing personal growth opportunities, while supporting overall department goals.CustomerConduct insurance appraisals of TD's residential risks. Appraisal reports establish adequate coverage amounts, identify potential additional coverage needs, document and photograph materials, finishes and unique characteristics, and provide end-to-end risk mitigation and client consultation.Coordinate insurance oversight of construction projects, both renovation and new construction, and ensure adherence to agreed-upon timelines and loss control measuresContribute to the legendary customer experience by collaborating with internal and external partners while demonstrating accuracyManage customer relationships, promoting the TD brand by acting as the face of the company during appraisals.Analyze and resolve disputes related to customer complaints, replacement cost and risk engineering, etc.Review quotes of complex risks to provide replacement cost and risk management guidance.Quality control reviews of appraisal reports from internal staff as well as vendor companies.ShareholderAdhere to enterprise frameworks or methodologies that relate to activities for our business areaEnsure respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business prioritiesExercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriateEnsure business operations follow internal and external compliance requirements. (e.g., segregation of duties and physical control of assets)Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situationsAdvance internal and external research projects; support the development/ delivery of presentations / communications to management or broader audienceConduct meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practicesMonitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities existLead / facilitate and/or implement actions / remediation plans to address performance / risk /governance issuesActively manage relationships within and across various business lines, corporate and/or control functions, and ensure alignment with enterprise and/or regulatory requirementsProtect the interests of the organization ? identify and manage risks, and escalate non-standard, high-risk activities as necessaryKeep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impactsMaintain a culture