credit manager

A career as a Senior Commercial Credit Manager in the Credit Risk Management team at National Bank means acting as an expert in approving Mid-Market commercial credit. You will maximize the quality of a commercial loan portfolio in line with the Bank's strategy. This job allows you to have a positive impact on the organization by applying your lending expertise and risk acumen to support business growth while safeguarding the Bank?s risk appetite. Your role Adjudicate credit applications within delegated lending limits and ensure alignment with risk policies and appetite, meeting the business line?s short turnaround times. Support the transition of CWB branch lending into the NBC environment, including coaching first-line teams on credit processes and systems. Monitor and manage portfolio risk, including daily excesses, covenant breaches, and deteriorating credit situations. Act as a subject matter expert for credit policy and technology. Collaborate with business units to provide guidance, influence decisions, and ensure sound credit structuring. Contribute to strategic initiatives and reporting by preparing insights and participating in deep dives or special mandates on credit risk topics. Your team Within the Commercial Credit Risk Management sector, you?ll be part of a dynamic team of credit experts and report to the AVP, Credit Risk Management. Our team stands out for its technical expertise, collaborative spirit, integrity and commitment to excellence. We aim to offer you maximum flexibility to support your quality of life, including a hybrid work environment and adaptable schedules. The Bank values continuous development and internal mobility. Our personalized training programs, based on hands-on learning, help you master your role and explore new areas of expertise. Requirements Bachelor?s degree in Commerce, Finance, Accounting, or a related field 5 - 7 years of experience in Mid-Market segment, including underwriting and/or client-facing roles Strong understanding of credit adjudication and loan structuring across various geographies and industries Proven ability to influence and collaborate with internal partners at various levels Excellent communication and interpersonal skills, with the ability to coach and influence Solid analytical, organizational, and decision-making abilities Leadership of any new implemented credit initiatives and/or special mandates Ideal candidate will be in Calgary, Vancouver or Edmonton Soft skills to highlight in your application Integrity and sound judgment Ability to build strong relationships across teams Adaptability and openness to change Strategic thinking and attention to detail Ability to coach and support colleagues through change Initiative and autonomy in managing priorities Be Part of a Bold New Chapter As we transition from Canadian Western Bank (CWB) to National Bank of Canada (NBC), we?re looking for talented individuals to join us on this exciting journey. While you?ll begin your role at a CWB location, you?ll be part of a forward-thinking team preparing for a seamless move to NBC. Your benefits In addition to competitive compensation, upon hiring you?ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistan